Krutika Adani
From Retail to Institutional Bitcoin
El Salvador’s new law lets regulated financial institutions offer Bitcoin products, targeting investors with $250K+ in liquid assets.
Who Can Offer These Services?
Only institutions with $50M+ in capital can register as investment banks and apply for crypto service licenses.
A Shift from 2021 Bitcoin Law
The 2021 Bitcoin mandate saw limited adoption — just 1% of remittances and 20% citizen usage — prompting a policy pivot.
Attracting Institutional Capital
Licensed banks can now hold BTC, issue tokens, and structure crypto-linked deals under existing regulations.